Who We Are

Guidance Point Retirement Services is an independent institutional investment advisory and retirement plan consulting firm. We are a 100% fee-for-service consulting firm as we serve our clients as fiduciaries in every relationship. Our focus within the institutional marketplace, specifically with retirement plans, and our fiduciary focus structure  enables us to be a trusted partner for our clients.

Your Team

A.J. Walker, AIF®

A.J. Walker, AIF®

Managing Principal

121 Middle Street, Suite 403
Portland, ME 04101

ajwalker@guidancepointrs.com

207-358-3099 ext. 301

With over 30 years of experience in the retirement services industry, A.J. founded Guidance Point Retirement Services, LLC to provide truly unbiased retirement plan and investment consulting services.  A.J. has worked in nearly all aspects of the retirement services industry and has consulted on a wide range of retirement plan and investment topics across a number of different industry sectors.  His primary focus is business development and client consulting to provide comprehensive and integrated trustee, investment, actuarial, defined benefit, defined contribution, and non-qualified retirement plan solutions.

Experience

Guidance Point Retirement Services, LLC.
Acacia Associates, Inc.
Retirement System Group, Inc.
Invesmart
Walker Associates, Inc.

Education & Designations

University of Maine, B.S. ‘83
Accredited Investment Fiduciary® designation
FINRA Series 65 License

Benjamin Smith, CFA

Benjamin Smith, CFA

Chief Investment Officer

108 State St.
Bangor, Maine 04401

bensmith@guidancepointrs.com

207-358-3099 ext. 302

Ben serves as a Principal for Guidance Point Retirement Services, LLC, focusing on bringing retirement plan and investment consulting services to clients in the region. He also serves as the firm’s Chief Investment Officer, directing the investment philosophy and retirement plan investment menu design for all the firm’s clients.

Prior to working for Guidance Point Retirement Services, LLC, Ben worked for Acadia Trust, N.A., a subsidiary of Camden National Corporation, as Vice President, Portfolio Manager, based in Bangor, Maine. Ben assumed responsibility for and oversight of over $300mm in client portfolios, including individuals, families, retirement plans, endowments, foundations, businesses, and trusts. In addition, he served on the Company’s Investment Committee. He also chaired the Mutual Fund Committee and managed Retirement Plan Services for the company.

Experience

Guidance Point Retirement Services & Guidance Point Advisors
Acadia Trust, N.A. / Camden National Corporation
Merrill Merchants Bank

Memberships

CFA Society of Maine

Education & Designations

University of Maine, B.S. ‘03
University of Maine, M.B.A. ‘04
Chartered Financial Analyst Designation

Debra Levine, CPC, QPA, CRPC

Debra Levine, CPC, QPA, CRPC

Investment Consultant

121 Middle Street, Suite 403
Portland, ME 04101

deblevine@guidancepointrs.com

207-358-3099 ext. 303

With over 25 years of experience in the retirement services industry, Debra has provided plan consulting and participant education services to tax-exempt, for-profit and government entities. She specializes in providing fiduciary and compliance support to plan sponsors through plan document and operational reviews. Debra’s goal is to provide clients with meaningful recommendations which result in significant improvements to a plan’s policies and procedures.

Memberships

American Society of Pension Professionals & Actuaries (ASPPA)
National Association of Plan Advisors (NAPA)
National Tax-deferred Savings Association (NTSA)

Experience

Guidance Point Retirement Services, LLC
DAL Pension, LLC
Pioneer Investments
Fidelity Investments
National Retirement Plan Services, Inc.
Colorado National Bank of Denver
Oppenheimer Shareholder Services, Inc.

Education & Designations

The American College, MSFS
Washington University in St. Louis, BSBA
Certified Pension Consultant (CPC), ASPPA
Qualified Pension Administrator (QPA), ASPPA
Chartered Retirement Planning Counselor (CRPC), College for Financial Planning
FINRA Series 65 License
 

Abigail Walker, CFP®

Abigail Walker, CFP®

Investment Consultant

121 Middle Street, Suite 403
Portland, ME 04101

abigailwalker@guidancepointrs.com

207-358-3099 ext. 304

Abby serves as an Investment Consultant focused on individual investment advice, retirement plan support services, and participant education. Abby has spent her career devoted to serving individual clients and institutions through the highest level of client service.  She has extensive expertise in solving a wide array of client requests including investment guidance.

Prior to joining Guidance Point Retirement Services, Abby was a Financial Representative with Fidelity Investments focusing on client support, investment guidance and participant education for various retirement plans held through Fidelity.  Additionally, Abby spent two years with TD Bank as a Financial Service Representative, advising clients in investments as well as insurance needs.

Experience

Guidance Point Retirement Services, LLC.
Fidelity Investments
TD Bank

Education & Designations

CERTIFIED FINANCIAL PLANNER™
Gordon College, B.A. ‘09
FINRA Series 66 License

Michael Jewer, CPC, QPA

Michael Jewer, CPC, QPA

Investment Consultant

121 Middle Street, Suite 403
Portland, ME 04101

michaeljewer@guidancepointrs.com

207-358-3099 ext. 305

Having held positions on all sides of the retirement plan consulting and financial services industry for the last 22 years, Michael possesses a unique and thorough understanding of retirement plan investments, documents, operations, recordkeeping, ERISA fiduciary compliance, and participant investment and saving behaviors. Possessing a thorough comprehension of the "big picture", familiarity with industry players, and an expert understanding of the legal risks and requirements directly impacting plan sponsors, their advisors, providers, and participants, Michael effectively partners with plan sponsors to manage their plans and deliver meaningful retirement benefits to their employees.

His primary focus is business development and client consulting to provide comprehensive advice and solutions designed to achieve the goals of fiduciaries of defined benefit, defined contribution, and non-qualified retirement plans. Over the years, Michael has authored numerous articles on 401(k) plans and their attendant fiduciary requirements. He has also been a frequent presenter at seminars and conferences providing on-going educational support to plan sponsors and their trusted advisors (i. e., CPAs and Attorneys).

Experience

Guidance Point Retirement Services, LLC.
The CIP Group
John Hancock Retirement Plan Services
The Standard
MPJ Pension & Investment Consulting, Inc.
Newton One Advisors, LLC
Valley Forge Consulting Services
T. Rowe Price Retirement Plan Services

Memberships

American Society of Pension Professionals & Actuaries (ASPPA)
National Association of Plan Advisors (NAPA)
National Tax-deferred Savings Association (NTSA)
ASPPA Benefits Council of New England (Board Member – National Membership Liaison)
ASPPA Government Affairs Committee (General Member)

Designations

Certified Pension Consultant (CPC), ASPPA
Qualified Pension Administrator (QPA), ASPPA
FINRA Series 66

Amy Clark, M.B.A.

Amy Clark, M.B.A.

Marketing Manager & Client Services Specialist

108 State Street
Bangor, ME 04401

amyclark@guidancepointrs.com

207-358-3099 x 306

Amy serves as Guidance Point’s Inbound Marketing Manager & Client Services Specialist. In this role, Amy leads all the firm’s marketing and outreach strategy including developing inbound marketing strategies, producing marketing communications, and coordinating events.  Additionally, she provides support to the entirety of the Guidance Point client base through production of quarterly investment reporting and other deliverables, data analysis, and special projects as needed.

Prior to joining Guidance Point Retirement Services, Amy held administrative support and operations positions with the Maine Education Association, the University of Maine and Husson University.

 

Experience

Guidance Point Retirement Services, LLC.

Guidance Point Advisors, LLC.

Maine Education Association

University of Maine

Husson University

 

Education

Husson University, M.B.A. '12

Texas Christian University, B.F.A. '02